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Terms of Use

IV INVESTOR is making available this website, software and services subject to the following Terms of Use.
By using www.ivinvestor.com, you agree to be bound by the terms set forth in this Agreement.
IV INVESTOR may modify this Agreement from time to time and post the amended Agreement on this site. You are responsible for reviewing the changes.

You shall use www.ivinvestor.com solely and exclusively for your own use, and will not share your password with any other person.
You will access and sign on to www.ivinvestor.com by using your IV INVESTOR User ID and sign-in password.

The contents on IV INVESTOR website, such as tools, graphics and text, are the property of IV INVESTOR. You may download, print, export data from the web site or portions thereof for your own personal use only.

IV INVESTOR reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the service or any part thereof, with or without notice. You agree that IV INVESTOR shall not be liable to you or to any third party for any modification, suspension or discontinuance of the service.
IV INVESTOR has the right to terminate or otherwise limit your access to www.ivinvestor.com at any time for any or no reason, with or without notice.

The service may provide, or third parties may provide, links to other web sites or resources. As IV INVESTOR has no control over such sites and resources, you acknowledge and agree that IV INVESTOR is not responsible for the availability of such external sites or resources, and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources.

Performance of any obligation hereunder by IV INVESTOR shall be excused if prevented by acts of God, other third party service providers, public enemy, fire or other casualty, labor dispute, communications, computer, software, hardware or equipment failure, act or omission of any market center, utility, communications service, common carrier, Internet or network access or backbone provider or information provider, or any other circumstances beyond IV INVESTOR’s reasonable control.

Refund Policy
If you are not fully satisfied with your purchase, within 120 days from the purchase date, we will fully refund the cost of your order.

You understand and acknowledge that:
IV INVESTOR IS NOT A REGISTERED INVESTMENT ADVISOR NOR A BROKER DEALER.
THIS APPLICATION IS FOR GENERAL INFORMATION PURPOSES ONLY AND DOES NOT CONSTITUTE ADVICE FOR INVESTMENT OR TRADING.
IV INVESTOR IS NOT ACTING IN THE CAPACITY OF A REGISTERED INVESTMENT ADVISER WITH RESPECT TO YOUR USE OF ANY TOOLS CONTAINED ON THIS WEB SITE. IT IS NOT A SUBSTITUTE FOR YOUR OWN INFORMED JUDGMENT.  YOU ARE RESPONSIBLE FOR YOUR OWN INVESTMENT DECISIONS.  YOU MAY ACCEPT, REJECT OR MODIFY THE INVESTMENT INFORMATION PROVIDED.
IF YOU DECIDE TO IMPLEMENT THE INVESTMENT ALLOCATION YOU CHOOSE, YOU CAN GO TO A TRADITIONAL BROKERAGE COMPANY, OR SET UP AN ONLINE BROKERAGE ACCOUNT TO IMPLEMENT THE PORTFOLIO.
SEE YOUR FINANCIAL ADVISER FOR PERSONAL INVESTMENT ADVICE.

THIS APPLICATION PRESENTS PAST PERFORMANCE AND DOES NOT GUARANTEE FUTURE RESULTS.
THE MODEL PORTFOLIOS DO NOT TAKE INTO ACCOUNT TRADING COSTS AND TAX IMPLICATIONS.
THE INVESTMENT RETURN AND PRINCIPAL VALUE FLUCTUATE WITH TIME. DUE TO THAT INVESTOR’S SHARES, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST.

YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. IV INVESTOR AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND

IV INVESTOR CAN NOT GUARANTEE THE ACCURACY, COMPLETENESS, TIMELINESS, OR CORRECT SEQUENCING OF ANY OF THE INFORMATION ON THIS WEB SITE.THERE MAY BE DELAYS, OMISSIONS, OR INACCURACIES IN THE INFORMATION.
IV INVESTOR SHALL HAVE NO LIABILITY WHATSOREVER, FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE INFORMATION OR FOR INTERRUPTION OF ANY DATA, INFORMATION, OR ANY OTHER ASPECT OF THIS WEB SITE OR ANY TOOLS CONTAINED ON IT

IV INVESTOR DOES NOT MAKE ANY REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS, OR SERVICES CONTAINED ON THIS WEB SITE.

IV INVESTOR CALCULATORS, PORTFOLIO MANAGER AND ALL INFORMATION CONTAINED THEREIN ARE PROVIDED FOR INFORMATIONAL PURPOSES ONLY. THEY ARE NOT INTENDED TO PROVIDE INVESTMENT, TAX, LEGAL OR ANY OTHER KIND OF ADVICE.

Indemnification. You shall indemnify and hold harmless IV INVESTOR, its affiliates, employees, agents, successors and assigns and any other third party suppliers from and against any and all third party demands, claims, actions, proceedings, damages, liabilities, losses, fees, costs or expenses (including, without limitation, reasonable attorneys’ fees and the costs of any investigation) directly or indirectly arising from or in any way connected with (i) User’s use of or reliance on IV INVESTOR Portfolio Analytics, including any quotations, market information or other information or data supplied, (ii) any breach of or default under the terms or conditions of this Agreement by User, and (iii) any negligence or willful misconduct by or on behalf of User or its employees or agents.