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What you get 6

Personal Portfolio Management tool

Using the tool is optional and results do not constitute investment advice. This tool helps you balance your portfolio and/or create a new portfolio from scratch.

 

 

1. Section Cash Position: Fill in your current cash position. Fill in the amount of money you wish to invest additionally or withdraw from your portfolio.

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2. Section Current Holdings: State you current asset holdings.
A. Fill in asset names, asset market prices, and number of shares/ units currently held:

  • Asset names are optional, you may call them asset 1, asset 2 etc.;
  • Cash is always on top, even if current cash holdings are 0; cash position is taken from the table above and reflects only current cash position (without the money you wish to additionally invest or withdraw;
  • Non-financial assets such as vehicles, property, etc. can also be listed; please mind that it is advisable to enter such assets in the least possible unit of ownership – e.g. if land worth $50,000 can be separated into 5 parcels of $10,000 each, we would enter 5 units of last with going market price of $ 10,000 each;
  • If you leave the field for Number for shares empty, Portfolio Manager assumes the number of shares / units held is 0.

B. Portfolio Manager calculates your current asset holdings in USD for each asset, as well as your current asset allocation in %.

  • In the bottom you see the total market value of your current portfolio.

u see the total market value of your current portfolio.

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3. Section Target Portfolio: Fill in your target asset allocation

A. Portfolio Manager calculates the difference between the target and your current asset allocation in % and USD.

B. Portfolio Manager calculates the total value of the new portfolio, adding or subtracting the amount of additional cash to invest or the amount of cash to be withdrawn from the portfolio. Also, the total value of the portfolio is reallocated among the assets as per the target asset allocation. The gaps in asset holdings in money are shown.

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4. Section Balancing Actions: What and how many?

In this section Portfolio Manager shows you if you need to keep the current position, buy or sell and how many shares/units of each asset.

Note that the additional cash investments or cash withdrawals from your portfolio, as stated in the Cash position section are also reflected here.

If you have ask and bid prices for your assets, you may enter them in this section. If you don’t provide ask and bid quotes Portfolio Manager performs calculations using the market price inputs from section Current holdings.

If you have an idea about your transaction costs – you may include them in the ask/bid prices of this section.

Please note, that even though Portfolio Manager may find that your portfolio is over- or under-invested in a certain asset, you may still be advised to keep the position. This is so because the price of a single share or unit of that asset is so high that with your stated current holdings (and possibly new investments) you cannot afford to buy even one share or unit. Similarly, the reason may be that you are better off holding onto a unit or share of such an asset rather than selling it. Usually, such situations arise with non-financial assets like vehicles, real estate, and other types of ownership.

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5. Section New Holdings

In this section Portfolio Manager shows you the result of the Balancing Actions:

New holdings: number of shares, value in dollars, and as % of total holdings.

Gaps per asset between target and actual portfolio: in dollars, and as % of total holdings.

Note, the higher the total value of your portfolio, the more precise the balancing results.

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6. Graphs section

In this section we show you pie charts with the asset allocation of your current, target and after-balancing holdings.

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