Your Practical Investment Guide

The Rewards of Multiple-Asset-Class Investing

“Let every man divide his money into three parts, and invest a third in land, a third in business, and a third let him keep in reserve.” — Talmud Circa 1200 B.C. – 500 A.D.

Asset allocation is not a new idea. The Talmud quote above is approximately 2,000 years old. Whoever said it knew something about risk. He also knew something about return. He may have been the world’s first proponent of asset allocation. Is it still a good idea today?

Six reasons why Wall Street hates Lazy Portfolios

Lazy Portfolios give investors a far superior alternative than gambling retirement savings in Wall’s Street’s casino

Listen closely: The No. 1 reason Wall Street, fund insiders and your stock broker hate the Lazy Portfolios strategy is simple: They don’t make money unless you buy, sell and trade. No commissions. No fees. They can’t get rich, or richer, unless you’re playing at their rigged casino, where the house always wins.

In the decade ending in 2010, Wall Street’s stock market lost an inflation-adjusted 20% of America’s retirement money. Your money.

All you need is a simple, well-diversified portfolio of between three and 11 low-cost, no-load index funds to create a long-term portfolio that wins in bear and bull markets. And you do it with no market timing, no trading, no commissions. Lazy Portfolios are that simple.